Employee Benefits Insurance
Employee Benefits Insurance

Employee benefits insurance provides your employees with the benefit of reimbursement on their medical expenses. This protects your employees and their families from the financial implications of sickness or injury.

Company employee benefits insurance usually extend beyond just inpatient benefits, to include outpatient, dental, personal accident, and term life. Depending on your needs, you can consider between a packaged plan or a customised plan.

Employee benefits insurance provides your employees with the benefit of reimbursement on their medical expenses. This protects your employees and their families from the financial implications of sickness or injury.

Company employee benefits insurance usually extend beyond just inpatient benefits, to include outpatient, dental, personal accident, and term life. Depending on your needs, you can consider between a packaged plan or a customised plan.

Common Types of Coverage
Medical

 Hospital & Surgical

Covers hospitalisation and surgical expenses

Outpatient (GP)

Covers eligible expenses incurred at a GP

Outpatient (Specialist)

Covers eligible expenses incurred at
specialist clinics, inclusive of diagnostic scans

 Dental

Covers eligible dental expenses

Life

 Term Life

Covers death and total permanent disability

Critical Illness

Covers 37 critical illnesses with lump sum payout on diagnosis

Others

Personal Accident

Covers loss of life, permanent disablement, and dismemberment due to an accident

Maternity

Covers delivery cost and pre&post natal complications

Preventive Care

Covers health annual check-up and other wellbeing benefits

 Work From Home

Cover your employees as they Work from Home
Click here to find out more

Advantages of Employee Benefits

 Protects your employees against medical and hospitalisation expenses

 Improved workplace productivity and morale

 Attract better talent to your company

 Differentiate your company and stand out against your competitors

Selecting the Right Employee Benefits Plan
for Your Company

Whether you are a local company, MNC, an SME, or a large organisation, there is a policy most suitable for you. Speak with an experienced insurance broker that has accessibility to a wide range of insurers, and is able to help and advise you on the different types of policies available.

Contact Us for a Free Quote,
Policy Comparison and Unbiased Advice
Contact Us for a Free Quote,
Policy Comparison and Unbiased Advice
Frequently Asked Questions For Employee Benefits Insurance In Singapore

Employee benefits insurance provides your employees with the benefit of reimbursement on their medical expenses. This protects your employees and their families from the financial implications of sickness or injury.

Company employee benefits insurance usually extend beyond just inpatient benefits, including outpatient, dental, personal accident, and term life. Depending on your needs, you can consider a packaged plan or a customised plan.

If you are unsure, G&M is an insurance broker based in Singapore that allows you to compare between multiple employee benefits insurance providers in Singapore, therefore allowing you to get the best possible employee benefits insurance for your company!

The 3 main categories are medical insurance, life insurance, personal accidental insurance. Most employee benefits insurance fall under one of these 3 categories.

  • Hospital & Surgical
  • Outpatient (GP) / (Specialist)
  • Dental
  • Term Life
  • Critical Illness
  • Personal Accident
  • Maternity
  • Preventive Care
  • Work From Home

On average, Singapore business owners spend $361 per line of cover or $5,448 per year for each employee for their insurance coverage. The final amount ranges depending on how comprehensive a cover they wish to insure their employees for.

You can approach a broker, such as g&m to compare between plans in order to find out which is the policy best suited for your needs. All corporate insurance policies are highly customizable to suit your needs. We work with a range of providers to ensure that you can get the best-suited policy that caters to your objectives.

Medical insurance, life insurance and personal accident insurance are amongst the most important aspects of the policy. Additionally, having a smooth system to process claims also ensures that employees will be happy with the coverage provided in the company.

Getting yourself insured with employee benefits insurance in Singapore is very important, it makes your workplace a better environment for your employees and improves workplace productivity and morale, it also attracts better talent to your company and differentiates yourself from your competitors or other companies. More importantly, your employees are protected against rising cost of medical and hospitalization expenses.

Whether you are a local company, MNC, an SME, or a large organisation, there is a policy most suitable for you. Speak with an experienced insurance broker that has accessibility to a wide range of insurers and is able to help and advise you on the different types of policies available.