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My road tax expires tomorrow.
I need to renew my car insurance now!

Does this sound like a situation that you have been in before? And you get into a frenzy, making phone calls to your agent or insurer to renew your insurance, so as to avoid the late Road Tax fine by LTA.

Lets first look at the prerequisites for Road Tax renewal.

  1. Vehicle inspection – you will be notified with a notice 3 months before your road tax expiry. For passenger cars, this is on the 3rd own of registration, and every 2 years thereafter.
  2. Motor insurance – your vehicle will need to have valid insurance for the full period of the new road tax.

You have inspected the vehicle, and contacted your insurer to renew your insurance. However, you are still getting the dreaded message from that you have insufficient insurance coverage. What went wrong?

Road Tax Article Image
The issue lies in that depending on insurance companies, it can take up to 3 working days to transmit the new insurance information to LTA.
So what should you do?

If your road tax is expiring today (Sat, Sun, PH excluded), online road tax renewal is no longer an option. You can contact us to get an insurance quote immediately. Once the policy is issued, you can take a physical printout of your Certificate of insurance which we would have provided, and rush to an Authorized Road Tax collection centre to renew your road tax. Do note that the payment methods the centres are typically restricted to Cash, Cheque and Nets only.

If your road tax is expiring tomorrow (Sat, Sun, PH excluded), you still have time for online road tax renewal. g&m works with the top Motor insurance companies in Singapore, with the fastest connectivity to LTA. For renewal instructions given before 3pm, we ensure that the information is transmitted to LTA by the next working day, so that you can renew your road tax in time online here.

Speak To Us Today!