Worldwide Health Options –
Maximum Flexibility For Your Health Insurance
Worldwide Health Options
Overview:

Worldwide Health Options (insured by Raffles Health Insurance (“RHI”), and administered by Bupa Global) is our menu-based plan for individuals and families. Whether you’re living at home, working abroad for a few months or constantly on your travels, this policy allows you the flexibility to match your health insurance to your location and lifestyle needs.

Who Would Benefit From This Plan?

We would advise you to consider this plan if you are:

  • A frequent business traveller
  • On a temporary stay in Singapore
  • Looking for comprehensive international health insurance coverage
  • Looking for a plan which covers pre-existing conditions*
Worldwide Health Options –
Maximum Flexibility For Your Health Insurance
Overview:

Worldwide Health Options (insured by Raffles Health Insurance (“RHI”), and administered by Bupa Global) is our menu-based plan for individuals and families. Whether you’re living at home, working abroad for a few months or constantly on your travels, this policy allows you the flexibility to match your health insurance to your location and lifestyle needs.

Who Would Benefit From This Plan?

We would advise you to consider this plan if you are:

  • A frequent business traveller
  • On a temporary stay in Singapore
  • Looking for comprehensive international health insurance coverage
  • Looking for a plan which covers pre-existing conditions*
Group 14
How It Works (Core Plan + Optional Add-On Modules):

The Worldwide Health Options plan starts with a core plan with base inpatient coverage of up to USD$2.89 million, and allows you to add-on any number of healthcare modules of your choice. This could be anything from additional outpatient benefits and wellness, to extensive cover for worldwide medicines and evacuation.

Each module has its own specific healthcare focus, and entitles you to 24/7 support, expert advice and access to some of the best healthcare facilities in the world. Regardless of which you choose, you can rest assured knowing that you’ll be in safe hands.

How It Works (Core Plan + Optional Add-On Modules):

The Worldwide Health Options plan starts with a core plan with base inpatient coverage of up to USD$2.89 million, and allows you to add-on any number of healthcare modules of your choice. This could be anything from additional outpatient benefits and wellness, to extensive cover for worldwide medicines and evacuation.

Each module has its own specific healthcare focus, and entitles you to 24/7 support, expert advice and access to some of the best healthcare facilities in the world. Regardless of which you choose, you can rest assured knowing that you’ll be in safe hands.

Worldwide Health Options vs. Travel Insurance:

Unlike travel insurance, Worldwide health Options covers your general health as well as emergencies.

This means you’re covered for a wide range of needs – from getting a scan, to emergency hospitalisation, and even when you break your tooth. During an emergency, if you aren’t able to receive the required treatment locally, our team will ensure you get to where you need to go to receive treatment, and back home again. Cover that goes further than travel insurance.

Cost-Saving Options Available:

The flexibility of Worldwide Health Options isn’t restricted to just features and benefits. If you are cost-conscious and need to keep costs to a minimum, you can choose from a range of deductible options. By contributing to your treatment, you can reduce your premiums without having to compromise on your cover.

Cost-Saving Options Available:

The flexibility of Worldwide Health Options isn’t restricted to just features and benefits. If you are cost-conscious and need to keep costs to a minimum, you can choose from a range of deductible options. By contributing to your treatment, you can reduce your premiums without having to compromise on your cover.

Cover Summary:
Core Plan:
Worldwide Medical Insurance

Hospitalisation and surgery

Worldwide Medical Insurance is the core plan that covers any essential hospital treatment you may need, whether in an emergency or a planned visit. All surgery, eligible cancer treatment and advanced imaging, whether received while staying in hospital or visiting as a day patient, are covered up to an annual limit of US$2,890,000 per year. Eligible for all hospitalisation and surgeries internationally, excluding USA.

Add-on Modules:
1. Worldwide Medical Plus

Outpatient specialist consultation

Worldwide Medical Plus covers you for consultations with a doctor or specialist as well as medical treatments that do not require a hospital stay. Worldwide Medical Plus covers you for a maximum of US$42,500 of treatment per year (excluding transplant services) and also includes cover for child care, maternity care after 24-month membership, complementary therapies and speech therapy.

Group 8
Group 11
2. Worldwide Medicines and Equipment

Outpatient medicines and appliances

Worldwide Medicines and Equipment covers you for prescription medicines and medical appliances such as oxygen supplies or wheelchairs. The long-term prescription benefit will also pay for any medicines required to manage chronic conditions such as asthma etc.

3. Worldwide Wellbeing

Outpatient dental, optical, screening & vaccinations

The sooner a condition is identified, the faster you can receive treatment and start feeling better. Worldwide Wellbeing covers you for a range of health screenings, vaccinations, dental and optical treatment to help you stay healthy. These services can provide valuable early detection of a wide variety of conditions.

Group 10
Group 9
4. Worldwide Evacuation

Emergency repatriation & evacuation

The Worldwide Evacuation option is ideal if the treatment you need is not available locally. It covers you for reasonable transport costs to the nearest suitable medical centre, helping you get the treatment you need. Repatriation gives you the added option of returning to your home country or specified country of nationality, to be treated in more familiar surroundings.

5. USA Cover

For planned treatment in USA

If you spend most of your time in the USA, then you can buy USA cover on an annual basis. However, if you spend most of your time outside the USA, you can choose to add USA cover to your plan when you join or renew, enabling you to access medical treatment in the USA. BUPA cannot cover USA permanent residents as they must be covered by a local insurance company.

Group 12
Additional Extensions:
Cover for Pre-Existing Conditions

You can apply for the cover of pre-existing conditions as part of your Worldwide Health Options plan.
BUPA will evaluate your medical history and any pre-existing conditions. Contact us for a personal consultation and quote
.

Cover Summary
Core Plan:
Worldwide Medical Insurance

Hospitalisation and surgery

Worldwide Medical Insurance is the core plan that covers any essential hospital treatment you may need, whether in an emergency or a planned visit. All surgery, eligible cancer treatment and advanced imaging, whether received while staying in hospital or visiting as a day patient, are covered up to an annual limit of US$2,890,000 per year. Eligible for all hospitalisation and surgeries internationally, excluding USA.

Add-on Modules:
1. Worldwide Medical Plus

Outpatient specialist consultation

Worldwide Medical Plus covers you for consultations with a doctor or specialist as well as medical treatments that do not require a hospital stay. Worldwide Medical Plus covers you for a maximum of US$42,500 of treatment per year (excluding transplant services) and also includes cover for child care, maternity care after 24-month membership, complementary therapies and speech therapy.

2. Worldwide Medicines and Equipment

Outpatient medicines and appliances

Worldwide Medicines and Equipment covers you for prescription medicines and medical appliances such as oxygen supplies or wheelchairs. The long-term prescription benefit will also pay for any medicines required to manage chronic conditions such as asthma etc.

3. Worldwide Wellbeing

Outpatient dental, optical, screening & vaccinations

The sooner a condition is identified, the faster you can receive treatment and start feeling better. Worldwide Wellbeing covers you for a range of health screenings, vaccinations, dental and optical treatment to help you stay healthy. These services can provide valuable early detection of a wide variety of conditions.

4. Worldwide Evacuation

Emergency repatriation & evacuation

The Worldwide Evacuation option is ideal if the treatment you need is not available locally. It covers you for reasonable transport costs to the nearest suitable medical centre, helping you get the treatment you need. Repatriation gives you the added option of returning to your home country or specified country of nationality, to be treated in more familiar surroundings.

5. USA Cover

For planned treatment in USA

If you spend most of your time in the USA, then you can buy USA cover on an annual basis. However, if you spend most of your time outside the USA, you can choose to add USA cover to your plan when you join or renew, enabling you to access medical treatment in the USA. BUPA cannot cover USA permanent residents as they must be covered by a local insurance company.

Additional Extensions:
Cover for Pre-Existing Conditions

You can apply for the cover of pre-existing conditions as part of your Worldwide Health Options plan.
BUPA will evaluate your medical history and any pre-existing conditions. Contact us for a personal consultation and quote
.

Speak To Us Today!
*Subject to underwriting review
Speak To Us Today!
*Subject to underwriting review